A Season of Giving Brought to Life

The holiday season has a way of bringing people together around what truly matters. It is a time for reflection, gratitude, and generosity, and those themes were on full display at the Annual Holiday Cabaret Luncheon Concert benefiting A Safe Haven for Newborns. The event was a meaningful reminder of how powerful community support can […]

Preparing for the Fed’s Next Move and the New Era of Smart Asset Allocation

I’m watching closely at the upcoming Federal Reserve meeting as many expect a rate cut that could mark a turning point for the economy in Q1-Q2 2026. Easing rates would lower borrowing costs, excite corporate investment and consumer spending, and could breathe fresh life into both real-estate demand. For someone with significant allocations across diverse […]

Greg Englesbe

Approaching Investment Diversity in 2026: Lessons From My 2025 Strategy

As I plan for 2026, I am more convinced than ever that a truly diverse investment strategy must reach beyond traditional assets. The past year showed me how important it is to build a portfolio that can perform across very different economic conditions. In 2025, that meant strengthening my position in cryptocurrency, reinforcing my holdings […]

Image by F. Muhammad from Pixabay

Why Late Fall and Early Winter May Be the Best Time to Buy a Home

As 2025 winds down, the U.S. housing market sits at a delicate crossroads. Inflation remains stubbornly high, tariffs have inflated building material costs, and investors like me are hedging uncertainty through gold and cryptocurrency — both of which have surged in value this year. This pivot toward alternative assets, now in the hundreds of millions […]

greg englesbe

Mortgage Activity Slows as Rates Spike to Multi-Month Highs

Mortgage rates broke out of their recent holding pattern, rising sharply last week and triggering a noticeable slowdown in application volume. Total mortgage applications fell 5.1%, per the Mortgage Bankers Association’s latest seasonally adjusted data. The average 30-year fixed mortgage rate for loans under $806,500 climbed to 6.92%, up from 6.86% the week prior. Borrowers […]